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Investment Tips: Time Value of Money

Icon of a clock multiplied by an icon of a dollar note equals a question mark, to illustrate the concept of time value of money.

This week, Secret Agent illustrates the importance of time value of money when investing in property.

There is a saying that money earned today is worth more than money earned tomorrow. The main reasons this is true are:

  1. Inflation (rising price levels deteriorate the spending power of cash)
  2. Interest rates (money that can be invested today earns interest, which compounds over time
  3. Opportunity cost (the ability to use money now rather than having to wait for it)

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The Most Overlooked Element of Urban Design – Places to Sit

When an empty train pulls in to Flinders Street Station, the first thing people look for is a place to sit down for their journey home. If they are lucky enough, they will score a seat before there is no longer any sitting space available. As much as prolonged sitting isn’t great for our health, most of us would prefer to sit than to stand. This is not just on the train ride home; we prefer to sit to eat lunch, socialise, soak up the sun, or read a book.

“People tend to sit where there are places to sit.” – William H. Whyte

Sittable space is something that is easily overlooked in urban planning. It is one of the most important traits of great urban spaces according to William H. Whyte, a seminal figure in urban design thinking. Most of Whyte’s findings come from observing pedestrians going about their daily activities in the streets of New York City. In his film entitled “The Social Life of Small Urban Spaces”, Whyte describes what he means by sittable space and why it is so crucial. You can watch the film here.

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Best Showbox App Alternatives For Movies

Showbox is an amazing online movie streaming site where you can also watch some TV shows etc, for free. This app has been gaining much popularity as it is one of the best online movies streaming platform through which you can download and watch your favourite movies.

In this post, I will mention the best alternatives of ShowBox app which functions almost similar as ShowBox. I hope you will find interesting to know about some of the best apps similar to ShowBox.

Best Alternatives of ShowBox:

MovieBox App

This app gives you amazing video quality that enables you to easily spend much of your time watching to it. The app also features video quality of 480p, 720p etc., that enables users to easily customize the video quality and download some favourite movies and TV shows. You can now easily watch movies of other languages, since the app provides you with subtitle.

PlayBox HD App

PlayBox HD app is can also be one of the best alternatives of ShowBox app because it contains all the features of ShowBox app. The video quality is full HD and you can easily watch your favourite movies by selecting from the vast contents. The app has different genres of movies such as comedy, love, drama, horror, documentary and many more. The app is very flexible and you can get this app on your iOS and Android platforms as well.

Hub App Download

The Hub App is a best suitable app for online streaming as it has a good picture quality and latest collection of updated movies. You can select your favourite movies and watch it online within the app or you can also download some movies and watch it later offline. The app also provides you with some of the popular TV channels where you can watch some live shows etc. Thus, Hub Movie can be the best alternative app of Showbox app. You can download showbox form showboxapk.tips

Link: Showbox Apk Official – V4.81 free dowload

Crackle App

The Crackle app is a best featured app that enables you to stream online movies and TV shows easily. The app has the latest collection of movies and TV shows which you will find within the app. There are various kinds of movies like drama, romance, horror, documentary etc., which altogether gives you amazing experience in killing your time.

The above mentioned apps are the best Showbox alternative that enables you to stream online movies and TV shows easily from your device. You just need to download and install the app on your device successfully.


Tubemate Android Apk latest Version Download

In the highly advanced technological world, the usage of smartphones has become quite popular. Most of the people across the world have been using Android smartphones as it offers amazing features and apps. Android is one of the best mobile operating systems wherein we have an app store in it. Google play store is the best marketplace that allows the users download their preferred apps for free. Tubemate is an amazing video downloading the app for your Android device.

Latest Version Download link: Tubemate v2.2.8

On the play store, we can download free apps as well as paid apps. If you wish to download premium apps, you need to pay some amount to use them on your Android device. There are several alternatives for play store on this web. But, none of the alternative apps could replace this app store. Play store has its prominence with a huge database of apps, movies, games, books and a lot more. You can find various apps related to streaming so that the users can watch their desired movies directly on their mobile device or TV.

Tubemate APK for Android

Among a slew of apps, Tubemate is the best video downloader that allows users to download various videos. As we all know, YouTube is the best and most popular video sharing website available on the web. On this website, we can watch various videos, movies, songs and tutorials. But it is not possible to download videos directly to your mobile device or PC. There is an exclusive option of offline watching so that you can watch the videos later. You can use Vivavideo app for creating videos & sharing with your friends.

But direct downloading of videos is not possible. In such a situation, Tubemate comes into the picture as it allows the users to download various videos. Tubemate allows the users to download YouTube videos for free of cost. In this tutorial, you can check out the detailed step by step guide to download and install Tubemate app APK on your Android phone. Have a look!

How to download & install Tubemate App APK on Android?

Follow the simple steps that help the users to download and install Tubemate YouTube Downloader App APK on your Android Phone:

Step 1: First of all, acquire permission from your Android device to download apps fro third party websites.

Step 2: To get the app permission, you need to go to settings on your Android phone.

Step 3: in the settings tab, just click the unknown sources option.

Step 4: You can now download and install any app from official website.

Step 5: Navigate to the download page of Tubemate on your Android phone.

Step 6: Click on the download button of Tubemate app APK.

Step 7: After the completion of downloading Tubemate APK, click on the install button.

Step 8: Just follow the instructions that appear on the screen of your mobile to complete the installation process.

Step 9: That’s it! This is the easy process to download and install Tubemate YouTube downloader app APK on your Android device.

Enjoy watching your desired videos using Tubemate YouTube Downloader.